The future of Money
DSCR and business-purpose financing for investors. We desk the file and broker it to capital sources. We are not the lender.
Leave your number. We will call you.
Non-owner-occupied / business-purpose only. Not a commitment to lend.
Deal snapshot
DSCR
Live DSCR on /calculator. Rent ÷ PITIA.
- Occupancy
- Investment
- Use
- Business purpose
- Desk
- Brokered file
Run the deal before you book the hour.
Ungated. Lender DSCR is rent ÷ PITIA. Investor cash flow is labeled separately. Share a report URL, then book the call.
Income
In-place or market rent — not a paystub story.
PITIA
Debt service the asset has to cover.
Coverage
The ratio the desk actually uses.
Start with the hold you actually have.
Same desk, same formula. Occupancy and income method change the file — not a different calculator.
STR
Short-term rental / Airbnb
Non-owner-occupied, business-purpose files only. We desk the asset and broker it. We do not fund the loan. STR income method is program-dependent — in-place actuals vs. a projection. Nothing here is a pre-approval or a rate.
Three steps. Then a call.
01
Send the deal
Address, rents, PITIA, entity, and how you intend to hold it. Enough to desk — not a full credit package.
02
We desk the file
We map the asset against business-purpose programs we can broker. Gaps get named. No theater.
03
Book the call
Thirty minutes. Structure, capital-source fit, and the next document pull if the deal is worth running.
Book a 30-minute strategy call
Bring the address, the rent roll, and the hold plan. We desk investor loans. We do not fund them.
Leave your number. We will call you.